Guides
Loans,explained plainly.
Short, honest guides to the words on your offer, the maths behind your EMI and keeping your account safe. No jargon, no sales pitch.
6 guides3–6 min readsFree, no sign-up
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6 guides
- Basics4 min readWhat is a Key Fact Statement?A short, standard summary of your loan: amount, interest, fees, APR, repayment schedule and total cost, given to you before you sign.Read guide
- Repayment6 min readHow your EMI is calculatedThe reducing-balance formula in plain English, with a worked example and what makes an EMI go up or down.Read guide
- Your data5 min readAccount Aggregator, explainedHow you can share bank statements digitally, with your consent, through an RBI-licensed Account Aggregator, and revoke it later.Read guide
- Repayment4 min readPrepaying your loanWhat happens when you pay early, how it reduces the interest you pay, and how to do it without a prepayment penalty.Read guide
- Basics4 min readHow a Salary Loan worksA short-term loan for salaried customers, repaid in a single payment on payday. Who it suits and what to check.Read guide
- Your data3 min readKeeping your account safe (OTP, PIN, agents)Never share your OTP or PIN, how to check an agent, and what to do if anyone asks you for cash.Read guide
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