Eligibility
Who can apply, andwhat you'll need.
PAN, Aadhaar, a bank account in your name and regular income. Most documents are verified digitally, so there is usually nothing to scan.
Who can apply
Five things to check.
Tap each one that applies to you. It is a quick guide only; credit and income rules are checked during the application. Nothing you tap here is saved or sent.
0 of 5 checked. 5 more to check.
Not sure about one? Our support team can help.
Credit and income rules are checked during the application. Meeting the list above does not guarantee an offer.
Documents
What you'll need
PAN, Aadhaar and, depending on your application, a bank statement and income proof.
PAN card
Verified digitally; you only enter the number.
Nothing to upload
Aadhaar
Digital KYC through DigiLocker or video KYC.
Masked on screen
Bank statement
Fetched with your consent via Account Aggregator, or upload a PDF.
Usually nothing to scan
Income proof
Salary slips or bank credits, only where your application needs it.
Only if needed
Your credit score
Checking eligibility does not affect your credit score until you consent to a credit check inside the application.
- 1 · Check eligibility
- 2 · You give consent
- 3 · Credit check
Account Aggregator
Your bank statement, shared only with your consent.
Bank statements come through an RBI-licensed Account Aggregator with your consent. We never ask for your netbanking password.
- You approveConsent is given using a mobile number linked to your bank account.
- Your statement is sharedBank data arrives only through an RBI-licensed Account Aggregator after you approve it.
- You stay in controlYou can revoke consent. Prefer not to use it? Upload a PDF statement instead.
How the data travels
Consent approved. Your bank statement is shared through the Account Aggregator. No netbanking password is asked for.
Security & privacy
Your data stays yours.
We ask only for what a lender needs to make a decision, tell you why, and show it masked on screen.
Consent-based data access
Bank data arrives only through an RBI-licensed Account Aggregator after you approve it, and you can revoke consent.
Nothing stored that needn't be
PAN and Aadhaar are used for verification; on screen they are always masked.
You are in control
Withdraw an application at any time before you sign. Request a copy or correction of your data.
See what you qualify for.
Checking eligibility takes about two minutes and does not commit you to anything.