One simple range
Loans from ₹5,000 to ₹5,00,000
One simple range. The amount you are offered depends on your eligibility.
See what you qualify forPersonal loans
Loans from ₹5,000to ₹5,00,000.
One simple range, one digital application. Check your eligibility, see your offer with every charge, and sign from your phone. The amount and terms you are offered depend on your eligibility.
I need
₹5K₹5L
Loans from ₹5,000 to ₹5,00,000. The amount, tenure, interest, processing fee and GST for your loan are shown in your offer and Key Fact Statement before you accept. Checking eligibility does not affect your credit score.
Who it is for
Indian residents aged 21 to 60 with a PAN, Aadhaar, an active bank account and a regular income.
How you repay
Fixed instalments on a schedule you see before you sign, collected by UPI or eNACH auto-debit. Prepay any time without penalty.
What it costs
Interest on the reducing balance plus a processing fee and GST. Every figure is in your offer and Key Fact Statement.
How long it takes
Checking eligibility takes about two minutes. Most steps complete while you wait; some applications include a verification.
What you get
Small loans, done properly.
Personal loans with terms you can read before you sign.
Daily or monthly EMIs
Fixed instalments on a schedule you see before you sign, or a single payment on payday for a Salary Loan.
Repeat customers get more
Repay on time and your next application is shorter, with terms set for your loan cycle.
Track everything
Application stage, next EMI, payment history and documents, on the web and in the app.
Pay from your phone
UPI auto-debit keeps EMIs on time. Prepay any time without a prepayment penalty.
Bank-grade security
Encrypted in transit and at rest. Sensitive data is masked wherever it is shown.
Repay your way
Daily, monthly, or on payday.
Fixed instalments on a schedule you see before you sign, or a single payment on payday for a Salary Loan.
Daily EMIs
Small and steady
Small fixed instalments every day, on a schedule you see before you sign.
Monthly EMIs
Once a month
One fixed instalment each month, on a schedule you see before you sign.
Salary Loan
One payment on payday
A short-term loan for salaried customers, repaid on your next salary date.
Explore Salary Loan- Every EMI and due date before you sign
- Collected by UPI or eNACH auto-debit
- Prepay any time without penalty
What you pay
Every charge, on one page.
Interest, fees and the total you repay are on screen before you apply, and again in your Key Fact Statement before you sign.
Your loan, itemised
Figures are in your offer- In your offer
Interest
Charged on the reducing balance at the rate in your offer and Key Fact Statement.
- In your offer
Processing fee & GST
Shown before you accept. Never added afterwards.
- In the KFS
Total repayment
Amount + interest + fees, stated as one figure.
- No penalty
Repayment
Collected by auto-debit on the due dates in your schedule. Prepay any time without penalty.
AmountInterestFee & GSTTotal repayment
How to apply
Four steps. No surprises.
You can stop at any step and come back later. Nothing is final until you accept the offer and sign.
- 01
Check eligibility
Verify your mobile and PAN and tell us a little about yourself. Takes about two minutes.
- 02
Complete your application
Consent to a credit check and bank statement review, upload the few documents needed, add your bank account.
- 03
Review your offer
See the amount, EMI, interest, fees and total repayment. Read the Key Fact Statement. Nothing is final until you accept.
- 04
Sign and receive funds
eSign the agreement and set up EMI auto-debit. If approved, the money is transferred to your bank account.
Eligibility snapshot
Who can apply
- Indian resident aged 21 to 60
- Valid PAN and Aadhaar
- An active bank account in your name
- Regular income — salaried or self-employed
- A mobile number linked to your bank account (for Account Aggregator consent)
- PAN card
- Aadhaar
- Bank statement
- Income proof
Credit and income rules are checked during the application. Meeting the list above does not guarantee an offer.
Full eligibility detailsRepeat customers
Repeat customers get more.
Repay on time and your next application is shorter, with terms set for your loan cycle.
- Some applications skip steps, for example repeat customers with a verified bank account.
- What you are offered depends on your area and, for repeat customers, your loan cycle.
See what you qualify for.
Checking eligibility takes about two minutes and does not commit you to anything.