Loans by Nirantara Finaccess Private Limited
Loans from ₹5,000 to ₹5,00,000.
Personal loans with terms you can read before you sign. Apply online in minutes, track every step, repay on a schedule you can see.
- About two minutes.
- Checking eligibility does not affect your credit score.
- The amount, tenure and every charge are shown before you accept.
APPGet the TrustLender app
Apply, track your application, next EMI and documents on your phone.
- Fully digital application
- Secure, consented data access
- Every charge shown before you accept
- Aadhaar eSign
- RBI-licensed Account Aggregator
- UPI auto-debit
- Prepay without penalty
One simple range
How much do you need?
The amount you are offered depends on your eligibility, and is shown in full before you accept.
Repay your way
One fixed instalment each month, on a schedule you see before you sign.
- Every EMI and due date before you sign
- UPI auto-debit keeps EMIs on time
- Prepay any time without a penalty
How it works
Four steps. No surprises.
You can stop at any step and come back later. Nothing is final until you accept the offer and sign.
Step 1: Check eligibility
Verify your mobile and PAN and tell us a little about yourself. Takes about two minutes.
Step 2: Complete your application
Consent to a credit check and bank statement review, upload the few documents needed, add your bank account.
Step 3: Review your offer
See the amount, EMI, interest, fees and total repayment. Read the Key Fact Statement. Nothing is final until you accept.
Step 4: Sign and receive funds
eSign the agreement and set up EMI auto-debit. If approved, the money is transferred to your bank account.
New · Salary Loan
Borrow now.Repay on payday.
A short-term loan for salaried customers. One payment on your next salary date — no monthly EMIs to track.
- Your salary credit is checked from your bank statement.
- The full amount is due on one date; keep that balance available.
- Repaying on time keeps you eligible for future loans.
Borrow ₹4,500 – ₹9,000, subject to eligibility.
Two ways to apply
Your phone, or a person by your side.
Or go it alone.
Apply online, one question per screen. Your progress saves as you go, so you can pick up later from where you left off.
Apply onlinePrefer some help?
Authorised agents help you through the same digital application, with the same terms shown before you accept.
Apply with an agentAgents are authorised TrustLender partners. They never collect cash for your loan and never ask for your OTP.
Transparent pricing
What you pay, before you pay.
Interest, fees and the total you repay are on screen before you apply, and again in your Key Fact Statement before you sign.
Never added afterwards.
- In your offer
Interest
Charged on the reducing balance at the rate in your offer and Key Fact Statement.
- In your offer
Processing fee & GST
Shown before you accept. Never added afterwards.
- In the KFS
Total repayment
Amount + interest + fees, stated as one figure.
- No penalty
Repayment
Collected by auto-debit on the due dates in your schedule. Prepay any time without penalty.
Why TrustLender
Built to be understood, not just approved.
Loans from ₹5,000 to ₹5,00,000
One simple range. The amount you are offered depends on your eligibility.
Daily or monthly EMIs
Fixed instalments on a schedule you see before you sign, or a single payment on payday for a Salary Loan.
Repeat customers get more
Repay on time and your next application is shorter, with terms set for your loan cycle.
Track everything
Application stage, next EMI, payment history and documents, on the web and in the app.
Pay from your phone
UPI auto-debit keeps EMIs on time. Prepay any time without a prepayment penalty.
Bank-grade security
Encrypted in transit and at rest. Sensitive data is masked wherever it is shown.
Eligibility
Who can apply
- Indian resident aged 21 to 60
- Valid PAN and Aadhaar
- An active bank account in your name
- Regular income — salaried or self-employed
- A mobile number linked to your bank account (for Account Aggregator consent)
Documents
What you'll need
PAN card
Verified digitally; you only enter the number.
Aadhaar
Digital KYC through DigiLocker or video KYC.
Bank statement
Fetched with your consent via Account Aggregator, or upload a PDF.
Income proof
Salary slips or bank credits, only where your application needs it.
Security & privacy
Your data, your consent.
Consent-based data access
Bank data arrives only through an RBI-licensed Account Aggregator after you approve it, and you can revoke consent.
Nothing stored that needn't be
PAN and Aadhaar are used for verification; on screen they are always masked.
You are in control
Withdraw an application at any time before you sign. Request a copy or correction of your data.
FAQs
Questions people ask before applying
Short answers. The full list, and support, is a tap away.
All FAQsSupport
Talk to a person.
Real support hours, a named grievance officer, and escalation to the RBI Ombudsman if we do not resolve your complaint.
Mon–Sat, 9:30 AM – 6:30 PM
TrustLender app · Android
Your loan,in your pocket.
Application stage, next EMI, payment history and documents — on the web and in the app. Log in with the same mobile number.
- Track your application
- Next EMI & auto-debit
- Payment history
- Agreement & KFS saved
Money when you need it.
Check your eligibility in about two minutes. It does not affect your credit score.